Eliminate your debt WITHOUT going bankrupt
thanks to the Consumer Proposal!
Find out how you can significantly reduce your debts
💡 Tired of juggling your debts and constantly living under financial stress? You need a solution that allows you to regain control of your life and free yourself from your creditors once and for all. Nathalie Seguin Trustee in Bankruptcy is here to help you regain the financial serenity you need!
The ultimate debt-relief solution!
Would you like more information on the consumer proposal? Leave us your contact details and we'll get back to you as soon as possible.
Don't put off this opportunity to take control of your financial future. Reserve your place now by filling in the form below:
At N. Séguin Inc. we understand how debt can affect your daily life. That's why we offer a professional service to help you get out of debt without going bankrupt: the Consumer Proposal.
Imagine a future without creditors No nagging, no financial worries and no sleepless nights wondering how you're going to make ends meet. Thanks to our expertise and the Consumer Proposal, you can regain control of your financial life and open the door to new opportunities.
We understand that the thought of bankruptcy can be frightening and stressful. But with a Consumer Proposal, you can say goodbye to these worries. Our team of experts will be with you every step of the way, guiding you step by step to eliminate your debts without resorting to bankruptcy. So you can regain the peace of mind you deserve.
At N. Séguin Inc. we pride ourselves on delivering exceptional results for our customers. More than half of our customers come out of theindebtedness without going bankrupt, surpassing the average for syndics in Quebec. We have the skills and experience to find solutions tailored to your specific needs.
💡 You're tired of juggling your debts
and live under constant financial stress?
You need a solution that allows you to regain control of your life and free yourself from your creditors once and for all. Nathalie Seguin Trustee in Bankruptcy is here to help you regain the financial serenity you need!
Return to financial equilibrium at last
Consumer proposal
Look no further, because Nathalie Seguin Syndic de faillite has a Debt Consolidation offer that will change your life!
Consumer proposal
Special offer to reduce your debts!
The Consumer Proposal is an advantageous alternative for you. By opting for this solution offered by Nathalie Seguin Trustee in Bankruptcy, you can finally reduce your debts considerably and regain your financial freedom!
A single payment
Consolidate all your loans and debts into a single monthly payment.
How does it work? Quite simply, thanks to the negotiating power of our expert trustee. We will act on your behalf and negotiate with your creditors to obtain a significant reduction in your debts.
A concrete solution
Get rid of your debts the easy way!
Imagine the peace of mind you'll feel knowing you're on the road to financial freedom. Don't let debt choke you any longer. It's time to take action and choose the best solution for you!
It's time to take action and choose the best solution for you!
Simply fill out the form below and let our team of experts guide you on the path to financial freedom.
Our customers ask us...
Your questions...
WHY A CONSUMER PROPOSAL RATHER THAN DEBT CONSOLIDATION?
Debt consolidation allows you to consolidate your debts. It's not uncommon for people to opt for debt consolidation and still live with the stress of debt. This solution can be effective insofar as a person is able to repay 100 % of his debts with interest.
The consumer proposalThe syndic has the power to negotiate a reduction or extension of your payments with your creditors, depending on your ability to pay. By opting for the consumer proposal, you make just one payment per month, interest-free.
What's the difference between a consumer proposal and personal bankruptcy?
The main difference lies in the way debts are repaid and the consequences that follow. In a consumer proposal, you propose a repayment plan to your creditors, while in a personal bankruptcy, your assets may be liquidated to repay your debts. A consumer proposal often allows you to keep certain assets and avoid a forced sale. What's more, a personal bankruptcy may have a greater impact on your credit rating.
What is a consumer proposal and how does it work?
A consumer proposal is a legal solution offered to overindebted people to negotiate with their creditors and eliminate part of their debts. It works by allowing you to make an offer to your creditors to repay part of your debts over a given period.
Debt consolidation enables you to consolidate your debts by borrowing the total amount due from a financial institution. You then use the amount borrowed to pay off your debts. You then make a single monthly payment to the financial institution that lent you the total amount of your debts. Debt consolidation does not reduce the amount of your debts.
If the proposal is accepted by a majority of your creditors, you will be able to repay your debts according to the agreed terms, while avoiding personal bankruptcy.
What are the advantages of debt consolidation?
- Allows you to make a single monthly payment at an interest rate that is often lower than what you are currently paying.
- Allows you to pay off your debts to your creditors in full
The first meeting is free of charge. It allows us to analyze your financial situation, goals and expectations, and determine the most advantageous solutions for you in the shortest possible time. Book an appointment at one of our offices near you.
Can I benefit from a consumer proposal if I've already filed for bankruptcy?
Yes, it is possible to benefit from a consumer proposal even if you have been bankrupt in the past. However, it is important to consult a licensed insolvency trustee to assess your specific situation. The trustee will be able to determine whether a consumer proposal is the best option for you, taking into account your financial history and current needs.
Will a consumer proposal eliminate all my debts?
A consumer proposal allows you to negotiate with your creditors to reduce the amount of your debts. However, it's important to note that some debts cannot be included in a proposal, such as alimony, criminal fines or debts resulting from fraud. A licensed insolvency trustee will be able to guide you on which debts are eligible and which are not.
How long does it take to complete a consumer proposal and what payments do I have to make?
The duration of a consumer proposal can vary according to individual circumstances. Generally, the process lasts between 3 and 5 years. During this period, you will be required to make the payments agreed in the repayment plan. These payments are based on your financial capacity and are determined in collaboration with the trustee.