Personal bankruptcy

One of the most effective solutions for restoring financial equilibrium quickly.

WHY CHOOSE PERSONAL BANKRUPTCY?

Regain your means without losing all your possessions! Although the concept of personal bankruptcy is to eliminate your debts by handing over your seizable assets to your creditors or their equivalent in value through a trustee-authorized in insolvency and rehabilitation, there are ways to avoid losing everything.

There are ways to avoid losing your home, car or other assets free of liens even if you opt for personal bankruptcy!

To protect your assets from bankruptcy, we can help you, for example, through an asset purchase agreement.

MAKE AN APPOINTMENT

Free, confidential consultation

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N. Séguin personal bankruptcy trustee

At N. Séguin Inc.Our goal is to reduce or eliminate your debt with the least possible damage to you and your loved ones. Our aim is to get you back to normal as quickly as possible.without the burden of debt and harassment from creditors.

Our approach bankruptcy trustee is different. With us, customers feel respected and trusted, because we take the time to assess everyone's needs and expectations, not just their financial situation.

If you answer yes to most of the questions below, then personal bankruptcy may be the right solution for you.

If not, there are other options, such as a consumer proposal. You can also take our debt ratio test to find out your current situation.

  • Are you unable to manage a large number of debts?
  • Do you have to repay more than you have available?
  • Are you unable to meet your regular monthly payments?
  • Are your credit cards at full capacity and, if so, are you having trouble paying more than the minimum amount required?
  • Are any of your payments late?
  • Do your creditors call you to collect their dues?

Personal bankruptcy is not your only solution.

Put an end to all this stress and meet our specialists who will help you make the right choice. This no-obligation meeting will give you all the possible solutions, plus the advantages and disadvantages of each. You can then take the time to think about whether personal bankruptcy is right for you.

To find out about other ways to get out of debt quickly, or to take action now, book an appointment at one of our offices in Montreal, Pointe-Claire, Longueuil or Laval.

ADVANTAGES OF BANKRUPTCY :

  • Stop or avoid garnishment of your wages
  • Put an end to or avoid threats or legal proceedings against you
  • Free yourself from many or all of your debts
  • Stop interest
  • Giving you a fresh start
  • Protect your assets by negotiating a buy-back agreement for your unencumbered assets (car, house, RRSP, inheritance).
Eligibility criteria

TWO CRITERIA ALLOW YOU TO BENEFIT FROM THE ADVANTAGES OF PERSONAL BANKRUPTCY:

  • The amount of your debts is greater than or equal to 1,000 $
  • You are unable to make your current payments or your debts exceed the value of your assets

COME AND MEET US AND REGAIN THE CONFIDENCE YOU NEED TO FACE UP TO YOUR FINANCIAL DIFFICULTIES.

From the free initial consultationWe'll take a close look at your situation, your monthly budget (expenses, income), your assets, and the nature and value of your debts. We'll explain the bankruptcy process and the various options available to you.

Testimonials

Here are our most recent testimonials from satisfied customers:

A big thank you to the Nathalie Séguin team for their support and professionalism. I never felt judged, on the contrary, I felt understood. What's more, in just 3 months I was able to start living normally again and regain control of my life. For the first time in years, I have confidence in the future. Thank you Mrs. Séguin.

Lucie

If you're having financial problems, don't be like me: don't wait until it's too late! In my case, I had to declare bankruptcy, but if I'd known what Ms. Séguin could do, I wouldn't have needed to declare bankruptcy! Take the time to consult her, you won't regret it.

Pierre

Of course it's impossible to enjoy going through such an ordeal, but the reality is that with Mrs Séguin the new perspective she offered me helped me to live through this difficult time with dignity and respect. Honestly, I'm not out of the woods yet, but with their help, I think I can get through this!

Anonymous