Insolvency Counselling Program

If you have made a consumer proposal or filed for bankruptcy, you are required to complete the Insolvency Counselling Program, which is divided into two stages:
- Budgeting
- Planning for the future by setting financial goals
Each stage has an online component followed by a counselling session, in person or by videoconference. The online component and the in-person or videoconference counselling sessions complement each other.
The online modules are always available at the following link:
Insolvency Counselling Program introduction
Insolvency Counselling Program introduction
So you can access them whenever it is most convenient for you.