Syndic
Salaberry-de-Valleyfield
Are you facing financial difficulties?
Our trustee in Salaberry-de-Valleyfield can help you solve your debt problems.
Our syndic firm in Salaberry-de-Valleyfield offers the services of consultants in financial turnaround available to both private individuals and companies faced with difficult financial difficulties.
Whatever the scale of your financial problems, you can rest assured that our team of trustees in Salaberry-de-Valleyfield will put in place a tailor-made solution to help you restore your financial equilibrium once and for all.
Contact us today!
Free, confidential consultation
Want to pay off your debts?
We understand that debt problems inevitably create stress. That's why our financial advisors are here to support you every step of the way, to give you peace of mind. We take responsibility for negotiations with your creditorsThis means you don't have to worry about harassment, and you only have to worry about one payment.
At N. Séguin, we offer solutions to help you regain control of your financial situation, whether by reducing your debts, simplifying the management of multiple receivables, or considering options such as bankruptcy as a last resort. We also help businesses stabilize their finances with tailored recovery plans and proposals to reduce debt while maintaining their business. Your financial well-being is our priority.
Here's how to get started
- Contact our trustee in Salaberry-de-Valleyfield
- Discuss your financial problems with a N. Séguin Inc. advisor.
- Make a FREE and confidential appointment at our Salaberry-de-Valleyfield office.
- Leave the rest to the advisors of N. Séguin inc.
Address
57 Rue Ste-Cécile, Salaberry-de-Valleyfield, QC J6T 1L6
Phone
514 768-2002
reception@nseguinsyndic.ca
Our other branches
Montréal
- 300 Marcel-Laurin, Suite 211 Saint-Laurent, Quebec H4M 2L4
- 514-768-2002
- 514-587-6480
- reception@nseguinsyndic.ca
- 6600 Trans-Canada HWY, suite 750 Pointe-Claire (Québec) H9R 4S2
- 514-768-2002
- 514-697-0186
North Shore
- 1555 de l'Avenir Blvd., Suite 306 Laval, Quebec H7S 2N5
- 514-768-2002
- 450-663-6316
- 90, De Martigny Ouest St-Jérôme (Québec) J7Y 2G1
- 514-768-2002
- 514-587-6480
Longueuil / Brossard
- 115, St-Charles Ouest Longueuil (Québec) J4H 1C7
- Tel.: 514-768-2002
- 2430, Boulevard Lapinière Brossard (Québec) J4Z 2L7
- 514-768-2002
- 514-587-6480
Boucherville
- 1005, Lionel-Daunais suite 102 Brossard (Québec) J4B 0B1
- 514-768-2002
- 514-587-6480
- 2430, Boulevard Lapinière Brossard (Québec) J4Z 2L7
- 514-768-2002
- 514-587-6480
Saint-Hubert
- 2975 Montée Saint-Hubert Saint-Hubert, Quebec J3Y 4H6
- 514-768-2002
- 514-587-6480
Saint-Hyacinthe
- 2949, rue Picard suite 201 St-Hyacinthe (Québec) J2S 1H2
- 514-768-2002
- 514-587-6480
FAQ
Got questions? We've got answers.
Debt consolidation allows you to consolidate your debts. It's not uncommon for people to opt for debt consolidation and still live with the stress of debt. This solution can be effective insofar as a person is able to repay 100 % of his debts with interest.
The consumer proposalThe syndic has the power to negotiate a reduction or extension of your payments with your creditors, depending on your ability to pay. By opting for the consumer proposal, you make just one payment per month, interest-free.
The main difference lies in the way debts are repaid and the consequences that follow. In a consumer proposal, you propose a repayment plan to your creditors, while in a personal bankruptcy, your assets may be liquidated to repay your debts. A consumer proposal often allows you to keep certain assets and avoid a forced sale. What's more, a personal bankruptcy may have a greater impact on your credit rating.
A consumer proposal is a legal solution offered to overindebted people to negotiate with their creditors and eliminate part of their debts. It works by allowing you to make an offer to your creditors to repay part of your debts over a given period.
Debt consolidation enables you to consolidate your debts by borrowing the total amount due from a financial institution. You then use the amount borrowed to pay off your debts. You then make a single monthly payment to the financial institution that lent you the total amount of your debts. Debt consolidation does not reduce the amount of your debts.
If the proposal is accepted by a majority of your creditors, you will be able to repay your debts according to the agreed terms, while avoiding personal bankruptcy.
Debt consolidation allows you to consolidate your debts. It's not uncommon for people to opt for debt consolidation and still live with the stress of debt. This solution can be effective insofar as a person is able to repay 100 % of his debts with interest.
The consumer proposalThe syndic has the power to negotiate a reduction or extension of your payments with your creditors, depending on your ability to pay. By opting for the consumer proposal, you make just one payment per month, interest-free.
Yes, it is possible to benefit from a consumer proposal even if you have been bankrupt in the past. However, it is important to consult a licensed insolvency trustee to assess your specific situation. The trustee will be able to determine whether a consumer proposal is the best option for you, taking into account your financial history and current needs.
A consumer proposal allows you to negotiate with your creditors to reduce the amount of your debts. However, it's important to note that some debts cannot be included in a proposal, such as alimony, criminal fines or debts resulting from fraud. A licensed insolvency trustee will be able to guide you on which debts are eligible and which are not.
The duration of a consumer proposal can vary according to individual circumstances. Generally, the process lasts between 3 and 5 years. During this period, you will be required to make the payments agreed in the repayment plan. These payments are based on your financial capacity and are determined in collaboration with the trustee.
