Licensed Insolvency Trustee in Laval
Are you over-indebted and in need of professional help?
Our syndic in Laval has set up a tool to help you determine your debt ratio. The first sign of over-indebtedness is a rate of over 40 %.
You may recognize yourself in these other signs. You :
- make minimum or late payments
- have several credit cards (more than 4)
- you have already been refused a credit application
- have reached your credit limits on your card or line of credit
This type of situation can happen to you as an individual or as a business owner, and it's often a difficult time. Don't worry, our syndic in Laval is here to help. to help you make the right choices!
Syndic in Laval :
Our services for private customers
Debt consolidation or personal bankruptcy
Are you an individual struggling to make ends meet? Our syndic in Laval is here to help you get back on track.
There are several options to choose from:
- Visit debt consolidation This will enable you to consolidate your debts into a single one. It's paying off your debts with the amount you borrowed from your financial institution, but this solution won't reduce your debts. This decision is the right one if you are able to repay your debt at 100 %.
- If you are unable to repay all your debts, you may opt for the personal bankruptcy. Its aim is to restore your means without losing all your assets. If you want to make a fresh start and stop paying interest, by freeing yourself from debtavoiding the threat or risk of legal action, the personal bankruptcy may be the solution. In our syndicate, we have 23 % fewer bankruptcies than the average for other syndics in Quebec.
- Did you know that bankruptcy is not your only option? Visit consumer proposal may be the best alternative for you. A consumer proposal is a solution that can reduce your debts by up to 80 %! In this way, you can rebalance your budget and regain control of your finances. Our trustee in Laval will take charge of negotiations with your creditors. No more harassment and interest charges! Your payments will be consolidated, so you'll have only one payment to make each month to our trustee in bankruptcy in Laval. We adjust the amount of your payments based on your ability to meet your obligations.
The consumer proposal or the solution that can significantly reduce your debts!
Did you know that bankruptcy is not your only option? The consumer proposal may be the best alternative for you. This way, you can rebalance your budget and regain control over your finances.
Our trustee in Laval will take charge of negotiations with your creditors. No more harassment and interest accumulation! Your payments will be consolidated, so you only have to make one payment each month to our trustee in Laval. We'll adjust your payments according to your ability to meet your obligations.
Regain control of your financial situation
Need help choosing the right solution for your debt problems? Count onN. Séguin's team to analyze your financial situation and propose the alternative best suited to your needs. Our financial advisors are professional and attentive.
Business: Restore your financial equilibrium
Reorganization plan or commercial bankruptcy
If you're a business owner and your cash flow has been adversely affected by competition, market trends or management, here are our solutions:
- Visit recovery plan is to identify your strengths and weaknesses, analyze the market and the competition, then develop and implement a turnaround plan. Our syndic in Laval will work with you to achieve a customized plan for you and your business.
- Visit commercial bankruptcy is being free of all debts by liquidating all your assets. However, you will have to cease your activity. If you would like to find out how and if you are eligible for the commercial bankruptcyIf you have any questions, please do not hesitate to contact our trustee in bankruptcy in Laval.
- Visit composition proposal is a practical, flexible solution for getting back on track. It's a win-win situation for everyone involved. The principle of this proposal is an agreement between your trustee in Laval and your creditors. As a result, you can continue to operate your business, while repaying according to your company's capacity. You should know that 90 % proposals presented to the court by our syndic were accepted.
Get a free consultation at our Laval office
We know that your financial problems are not to be taken lightly. That's why it's essential for our Laval trustees to be available and meet with you quickly.
The sooner you get started, the sooner you'll be able to regain your financial equilibrium. Please also note that this consultation is not only free of charge.incur any costs will not commit you to anything afterwards.
For more information about our syndic service in Laval, please contact us today. An experienced financial advisor will be happy to talk with you.
1555 de l'Avenir Blvd., Suite 306
Laval, Quebec H7S 2N5
Tel: 1-855-768-2002
Testimonials
Here are our most recent testimonials from satisfied customers:
A big thank you to the Nathalie Séguin team for their support and professionalism. I never felt judged, on the contrary, I felt understood. What's more, in just 3 months I was able to start living normally again and regain control of my life. For the first time in years, I have confidence in the future. Thank you Mrs. Séguin.
If you're having financial problems, don't be like me: don't wait until it's too late! In my case, I had to declare bankruptcy, but if I'd known what Ms. Séguin could do, I wouldn't have needed to declare bankruptcy! Take the time to consult her, you won't regret it.
Of course it's impossible to enjoy going through such an ordeal, but the reality is that with Mrs Séguin the new perspective she offered me helped me to live through this difficult time with dignity and respect. Honestly, I'm not out of the woods yet, but with their help, I think I can get through this!