Useful links for restoring financial balance

Bankruptcy and Insolvency Act

The Bankruptcy and Insolvency Act, established by the Government of Canada, provides a legislative framework and enables any citizen or company to reorganize its financial affairs with dignity following an indebtedness.

Numerous definitions help to better understand the technical terms used in insolvency.
Visit the Ministry of Justice

Office of the Superintendent of Bankruptcy

The Office of the Superintendent of Bankruptcy (OSB) is Canada's bankruptcy and insolvency regulator. It supervises the trustees of bankruptcy and oversees the application of the law. The OSB is an essential resource for legislation and a comprehensive source of information on all debt-related issues.
Visit the Website Office of the Superintendent of Bankruptcy

Financial Consumer Agency of Canada (FCAC)

The Financial Consumer Agency of Canada provides information on various financial products and services. Find out about your rights when dealing with financial institutions.
Visit theFinancial Consumer Agency of Canada

Equifax Canada

Get information about your credit history, including your credit rating, as well as about protecting your personal information and identity theft.
Visit Equifax Canada

The Council of Trustees in Bankruptcy

Established in 1980, the Conseil des syndics de faillite (CSF) is the provincial association representing bankruptcy trustees in Quebec. Making representativeness for its members a priority, the CSF also ensures that the public is well informed.
Visit The Council of Trustees in Bankruptcy

TransUnion Canada

A world leader in credit information management, TransUnion Canada gives you access to your credit file, provides recommendations for improving your credit rating, and tells you how to protect yourself from identity theft.
Visit TransUnion Canada

Canadian Association of Insolvency and Restructuring Professionals

The Canadian Association of Insolvency and Restructuring Professionals (CAIRP) is a not-for-profit corporation established in 1979 to promote a fair, transparent and efficient system of insolvency and restructuring administration across Canada.
Visit ACPIR

LifeLock

This site warns you every time your data (name, company name, credit card, etc.) is used on the Internet.
Visit Lifelock

Quebec Consumer Protection Network

It's a web-based network of twenty-five consumer associations.
Visit Quebec Consumer Protection Network

Autorité des marchés financiers

The Autorité des marchés financiers is the body mandated by the Quebec government to oversee Quebec's financial markets and assist consumers of financial products and services.
Visit Autorité des marchés financiers

Financial Consumer Agency of Canada

The Financial Consumer Agency of Canada (FCAC) is a federal government agency responsible for administering federal laws that protect consumers of financial services, and for providing information about financial products and services, including bank accounts, credit cards, debit cards, loans, mortgages, fraud and insurance companies.
Visit Financial Consumer Agency of Canada

Office de la protection du consommateur

OPC helps consumers make informed choices and informs them of their rights, obligations and recourse in the event of a problem with a retailer.
Visit Office de la protection du consommateur

Consumers' Union

Union des consommateurs' mission is to promote and defend the rights of consumers, taking particular account of the interests of low-income households.
Visit Consumers' Union

Office of Consumer Affairs (OCA)

Information to help you understand consumer issues and the market.
Visit Office of Consumer Affairs (OCA)

Institut québécois de planification financière (IQPF)

The Institut québécois de planification financière (IQPF) is the only organization in Quebec authorized to award the financial planner diploma and to set the rules for the continuing education of its graduates.
Visit Institut québécois de planification financière (IQPF)

Option Consommateurs

Non-profit association promoting, defending and respecting the interests and rights of consumers.
Visit Option Consommateurs

At what price? Access to consumer credit in Canada after the financial crisis

Visit At what price? Access to consumer credit in Canada after the financial crisis