Consumer Proposal

Our consumer proposal services offer compassionate and professional support to those who wish to reduce their debt while keeping their assets.
This solution, supervised by a Licensed Insolvency Trustee, allows you to negotiate with your creditors to repay a portion of your debts based on your ability to pay — without interest or constant pressure.

Our services include:

• Financial Situation Assessment – A comprehensive analysis of your income, expenses, and debts to determine the best strategy.
  
  

• Proposal Preparation – Drafting and official filing of your application with the Office of the Superintendent of Bankruptcy.
  
  

• Negotiating with Creditors – Agreeing on a realistic and interest-free repayment plan.
  
  

• Monitoring until the End of the Plan – Support offered until the approval and closure of the proposal.
  
  

• Protection against Legal Actions – Immediate suspension of collection calls, garnishments, and lawsuits upon filing.

Our Approach

Our approach is compassionate, simple, and transparent — focused on your peace of mind. From the very first meeting, we clearly explain your options and guide you in setting up a sustainable solution.

Why Choose Us?

• Proposal Expertise – Hundreds of cases successfully accepted.
  
  

• Personalized Support – A clear approach tailored to your reality.
  
  

• Total Transparency – No hidden fees, no bad surprises.
  
  

• Immediate Protection – Your creditors stop calling and taking legal action as soon as the proposal is filed.
  
  

• Concrete Results – Significant reduction of your debts and a return to financial stability.

With a consumer proposal, you regain control of your finances without losing your assets or filing for bankruptcy.