
Individuals
Debt consolidation
We analyze your financial situation and help you consolidate your debts into a single, simpler, and more affordable payment. Our goal: reduce pressure, avoid late payments, and regain control.

Individuals
Consumer proposal
We negotiate with your creditors to reduce the total amount to be repaid. This process, overseen by a Licensed Insolvency Trustee, allows you to keep your assets while eliminating your debts.

Individuals
Personal bankruptcy
When a proposal is no longer possible, bankruptcy can offer a true fresh start. We guide you through every step, in complete confidentiality and in accordance with the law.

Businesses
Recovery plan
A turnaround plan helps businesses restructure their debts, stabilize their finances, and regain profitability without ceasing operations.
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